BORROWERS
HELPING BORROWERS TURN PROJECTS INTO PROFITS
PRIVATE MONEY LOANS
Our private money loan program is designed for a responsive, quick closing. We have an efficient, straightforward underwriting process with an emphasis on borrower and property equity. Our loans are useful for timely close scenarios, self-employed borrowers, or properties that are temporarily underperforming. The funds can be used for purchases or refinancing. All of our loans are secured by real property.
CONSTRUCTION / REHAB LOANS
Our construction loan program is innovative. Our goal is to help you achieve your investment objectives in a fast, cost-effective manner while minimizing risk. Kezar Capital will fund a loan that is up to 75% of the appraised value of the finished project, and we prefer 1st lien position loans. Our construction loans are designed for 2 distinct products: A spec loan to a builder or a construction to a permanent loan to a homeowner (who is not occupying their property).
BRIDGE LOANS
Bridge loans are short-term interim financing solutions. Typically, bridge loans are used until a permanent form of financing can be obtained. Many of our borrowers use a bridge loan to purchase a property that will be held in a rental portfolio, or they wish to occupy the home after repairing and refinancing.
BUSINESS PURPOSE LOANS
We provide commercial business purpose loans to a variety of industries.